MONEY & PLANNING
Make room
for the real costs.
Start with a transparent example, then adjust it to your own offer and living costs. A budget is a planning tool, not a savings promise.
These assistantship models use published net allowances and a private one-bedroom home. They describe a paid placement month, not twelve months of income: unpaid breaks, the end of the placement and return travel need a separate budget. Other routes need a confirmed salary and deductions before we can model net pay.
Know what the numbers mean.
Published income
The examples start from programme net allowances. They are not gross salaries with guessed deductions.
Editable estimates
Rent and other cost observations guide the model. Food, utility use and personal spending depend on you.
Separate starting costs
Monthly balance excludes deposits, flights and the cash needed while waiting for your first payment.
GBP comparisons use €1 = £0.83658, from the 27 October 2026 ECB reference. It is not a transaction quote.
S05 S06 S09 S65 S67 S68 S69